How to Prepare for Retirement While Youre Young

How to Prepare for Retirement While Youre YoungI know, you dont think you need to think about retirement yet. But trust me, it sneaks up on you. Youre probably already behind. Rather than being overwhelmed, focus on a few simple things you can do this year to make aya you have the life youve always dreamed of in your sunset years. googletag.cmd.push(function() googletag.display(div-gpt-ad-1467144145037-0) ) Eat Right and ExerciseKeeping up your health is half the battle. What good is retirement, after all, if youre too sick to enjoy it? Fight off obesity, your risk of heart disease, and diabetes. Being healthy and active will improve your quality of life, and it will save you a small fortune in health care costs.Save SmartJust shaving off bits of every paycheck and dumping them into a savings account isnt going to cut it. Try funding your 401k to the maxthis is free money courtesy of your employer Taking more out of your paycheck will also save you on annual income tax. And, if you have the means, try buying property to generate more incomeor even remodeling your house to include a rentable unit for a little extra cash.Know Where Youll BeHave a home with equity, but very little savings? You wont have access to your biggest assets to pay your monthly bills. To get greater access, consider selling your house and downsizing to a smaller property, renting out a spare room, or refinancing your loan or mortgage. You might even qualify for a reverse mortgage and be able to convert your home equity into cash.Know Where Your Money IsYouve worked so hard for your retirement savings. Make koranvers you know what your money is doingand whether it could be doing better. Meet with an advisor for a once-a-year review of your funds, just like you see your doctor for an annual physical.Make a Bucket ListDont get all the way to your retirement and then have no idea how to spend your time. Stave off the potential loneliness and boredom by making sure you have a list of things to do with yourselfprojects and trips and plans you never had time for in your working years.The 5 Resolutions You Need To Make If You Ever Want To Retire

Parents Everywhere are LOL-ing at This Crazy Note Sent to Jennifer Garner By... Her Kid

Parents Everywzu siche are LOL-ing at This Crazy Note Sent to Jennifer Garner By... Her Kid Jennifer Garner is arguably one of the most relatable celebrity moms out there. Shes always posting photos of herself carrying a mio things (baseball hats, school papers, water bottles and more) getting out of the car with her three kids, Violet, 12, Seraphina, nine, and Samuel, six. Shes helped her daughters sell Girl Scout cookies outside of grocery stores, and shes spoken again and again about how she faces the same pressures as all working moms. But I think shes just reached her most relatable. Garner shared a photo of a note her daughter Seraphina left for her. A passive-aggressive note, no less.When I grow up, I want to be a fun-killing mom, just like you, the note read.Lets take a second to at least acknowledge the perfect punctuation this nine-year-old pulled off before we move on. Okay.Garner posted the photo of the note with the caption Is this a nine year old burn? Or the ultimate c ompliment? funkillingmom?? illtakealovenotehoweveritcomes.Photo via InstagramAnd parents everywhere chimed in.Every Mom, everywhere can relate Stay strong ? one parent wrote.Couple yrs back on vacation (no less) my 11 and 13 yo girls dubbed me the buzz killer, one mom wrote. mucksmuschenstill pretty proud of that. buzzkillingmom killingitonewayoranother.Another shared Hysterical. My son used to threaten to call Oprah on me (homework). Hes 28 now ?????????And another wrote My little used to call me the Fun Police... stop fun in its tracks at every turn.Many parents noted that getting hate from your kids is all part of the job.My son called my husband and I dream crushers and was super annoyed that we found that hilarious, said one mom. We still say it. dreamcrushersAnother wrote that fun killing is the best part of motherhood.Fun-killer, buzz-killer, fun police, dream-crusher, the list goes on.Other moms threw in some notes theyve received from their own kids such as, I dont mean to be mean but, I hate you.Love letters come in all types. At least moms have the internet now to laugh about it together.--AnnaMarie Houlis is a feminist, a freelance journalist and an adventure aficionado with an affinity for impulsive solo travel. She spends her days writing about womens empowerment from around the world. You can follow her work on her blog, HerReport.org, and follow her journeys on Instagram her_report, Twitterherreport and Facebook.Dont miss out on articles like these. Sign up